:root {
  --cream: var(--ds-cream);
  --cream-deep: #eee7d6;
  --navy: var(--ds-navy);
  --navy-soft: var(--ds-body);
  --teal: var(--ds-teal-text);
  --teal-dark: var(--ds-teal-dark);
  --teal-pale: #e6f3f1;
  --blue-pale: #eaf3f6;
  --gold: #d7ab32;
  --ink: var(--ds-body);
  --muted: var(--ds-muted);
  --white: #ffffff;
  --shadow: 0 24px 60px rgba(17, 47, 73, 0.12);
  --radius: 22px;
}

* { box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  margin: 0;
  background: var(--cream);
  color: var(--ink);
  font-family: var(--ds-font-body);
  font-size: 17px;
  line-height: 1.62;
}

a { color: inherit; }

.preview-bar {
  background: var(--navy);
  color: var(--white);
  padding: 9px 24px;
  text-align: center;
  font-size: 0.85rem;
  letter-spacing: 0.01em;
}

.site-header {
  width: min(1180px, calc(100% - 40px));
  margin: 0 auto;
  min-height: 82px;
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.brand {
  text-decoration: none;
  display: inline-flex;
  align-items: center;
}

.brand img {
  display: block;
  width: clamp(220px, 26vw, 305px);
  height: auto;
}

.header-link {
  color: var(--navy);
  font-weight: 700;
  text-decoration-thickness: 1px;
  text-underline-offset: 5px;
}

.header-nav {
  display: flex;
  align-items: center;
  gap: clamp(16px, 2.5vw, 30px);
}

.header-nav > a {
  color: var(--navy);
  font-size: 0.92rem;
  font-weight: 700;
  text-decoration: none;
}

.header-nav > a:hover { text-decoration: underline; text-underline-offset: 5px; }

.business-resources { background: #eef6f5; padding: 92px 0; }
.business-resources-shell { display: grid; grid-template-columns: 0.9fr 1.1fr; gap: clamp(42px, 7vw, 90px); align-items: start; }
.business-resources-shell > div:first-child > p:last-child { color: var(--muted); max-width: 620px; }
.business-resource-links { display: grid; gap: 16px; }
.business-resource-links a { display: grid; gap: 7px; border: 1px solid rgba(15, 136, 127, 0.24); border-radius: 18px; background: var(--white); padding: 25px 28px; color: var(--navy); text-decoration: none; box-shadow: 0 12px 32px rgba(17, 47, 73, 0.07); transition: transform 160ms ease, border-color 160ms ease; }
.business-resource-links a:hover { transform: translateY(-2px); border-color: var(--teal); }
.business-resource-links strong { font-family: var(--ds-font-heading); font-size: 1.25rem; }
.business-resource-links span { color: var(--muted); line-height: 1.5; }

.section-shell {
  width: min(1180px, calc(100% - 40px));
  margin: 0 auto;
}

.hero {
  display: grid;
  grid-template-columns: minmax(0, 1.08fr) minmax(360px, 0.92fr);
  gap: clamp(48px, 7vw, 92px);
  align-items: center;
  min-height: 650px;
  padding: 72px 0 92px;
}

.eyebrow {
  margin: 0 0 13px;
  color: var(--teal-dark);
  font-size: 0.78rem;
  font-weight: 800;
  letter-spacing: 0.13em;
}

h1, h2, h3 {
  margin: 0;
  color: var(--navy);
  font-family: var(--ds-font-heading);
  line-height: 1.08;
  text-wrap: balance;
}

h1 { font-size: clamp(2.8rem, 5.4vw, 5.25rem); letter-spacing: -0.045em; }
h2 { font-size: clamp(2.15rem, 3.6vw, 3.7rem); letter-spacing: -0.035em; }
h3 { font-size: 1.45rem; letter-spacing: -0.02em; }

.hero-lead {
  font-size: clamp(1.1rem, 1.55vw, 1.28rem);
  color: var(--navy-soft);
  line-height: 1.55;
}

.hero-copy > p:not(.eyebrow):not(.reassurance) { max-width: 690px; }

.button {
  display: inline-flex;
  min-height: 52px;
  align-items: center;
  justify-content: center;
  border: 0;
  border-radius: 10px;
  padding: 0 24px;
  font: inherit;
  font-weight: 800;
  text-decoration: none;
  cursor: pointer;
  transition: transform 160ms ease, background 160ms ease, box-shadow 160ms ease;
}

.button-primary { background: var(--teal); color: var(--white); box-shadow: 0 10px 24px rgba(15, 136, 127, 0.2); }
.button-primary:hover { background: var(--teal-dark); transform: translateY(-1px); }
.button:focus-visible, a:focus-visible, input:focus-visible, button:focus-visible { outline: 3px solid var(--gold); outline-offset: 3px; }
.button-full { width: 100%; }
.reassurance { margin: 12px 0 0; color: var(--muted); font-size: 0.94rem; }

.hero-figure {
  position: relative;
  overflow: hidden;
  border: 1px solid rgba(15, 136, 127, 0.22);
  border-radius: 30px;
  background: var(--white);
  padding: 48px 44px 38px;
  box-shadow: var(--shadow);
}

.hero-figure::before, .hero-figure::after {
  content: "";
  position: absolute;
  border-radius: 50%;
  pointer-events: none;
}

.hero-figure::before { width: 180px; height: 180px; background: var(--teal-pale); top: -88px; right: -56px; }
.hero-figure::after { width: 150px; height: 150px; background: #faf0cf; bottom: -74px; left: -48px; }
.figure-label { position: relative; color: var(--teal-dark); font-weight: 800; letter-spacing: 0.08em; font-size: 0.82rem; }
.figure-number { position: relative; color: var(--navy); font-family: var(--ds-font-heading); font-size: clamp(4.2rem, 8vw, 7.4rem); line-height: 1; letter-spacing: -0.07em; margin: 24px 0 10px; }
.figure-copy { position: relative; color: var(--muted); }
.timeline { position: relative; height: 4px; margin: 40px 0 8px; background: linear-gradient(90deg, var(--gold), var(--teal)); border-radius: 3px; }
.timeline::before, .timeline::after { content: ""; position: absolute; top: 50%; width: 16px; height: 16px; border-radius: 50%; background: var(--gold); transform: translateY(-50%); }
.timeline::before { left: 0; }
.timeline::after { right: 0; background: var(--teal); }
.timeline span { position: absolute; width: 36%; height: 4px; left: 0; top: 0; background: var(--gold); }
.timeline-labels { position: relative; display: flex; justify-content: space-between; color: var(--teal-dark); font-size: 0.75rem; font-weight: 800; }
.figure-note { position: relative; margin: 42px 0 0; padding-top: 18px; border-top: 1px solid #e4e8ea; color: var(--muted); font-size: 0.82rem; line-height: 1.45; }

.video-section { padding: 90px 0 110px; }
.section-intro { max-width: 760px; margin-bottom: 34px; }
.section-intro p:last-child { color: var(--muted); font-size: 1.05rem; }
.section-intro.centered { margin: 0 auto 48px; text-align: center; }
.video-frame { overflow: hidden; border-radius: 26px; background: var(--navy); box-shadow: var(--shadow); }
.video-frame video { display: block; width: 100%; aspect-ratio: 16/9; background: var(--navy); }

.priorities-section { background: var(--white); padding: 112px 0; }
.priority-grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 22px; }
.priority-card { min-height: 330px; padding: 34px; border: 1px solid rgba(15, 136, 127, 0.22); border-radius: var(--radius); }
.priority-today { background: #faf3dd; }
.priority-protection { background: var(--teal-pale); }
.priority-future { background: var(--blue-pale); }
.priority-number { display: inline-flex; align-items: center; justify-content: center; width: 44px; height: 44px; border-radius: 50%; background: var(--navy); color: var(--white); font-size: 0.8rem; font-weight: 800; }
.priority-card h3 { margin: 55px 0 16px; }
.priority-card p { margin: 0; color: #38576a; }

.review-section { display: grid; grid-template-columns: 1.05fr 0.95fr; gap: clamp(50px, 8vw, 110px); padding: 116px 0; align-items: start; }
.question-list { margin: 34px 0 0; padding: 0; list-style: none; counter-reset: questions; }
.question-list li { position: relative; counter-increment: questions; padding: 18px 0 18px 58px; border-bottom: 1px solid rgba(17, 47, 73, 0.13); }
.question-list li::before { content: counter(questions); position: absolute; left: 0; top: 14px; width: 38px; height: 38px; border-radius: 50%; display: grid; place-items: center; background: var(--teal); color: var(--white); font-weight: 800; }
.review-panel { background: var(--navy); color: var(--white); padding: 46px; border-radius: 26px; box-shadow: var(--shadow); }
.review-panel h3 { color: var(--white); font-size: 2rem; margin-bottom: 20px; }
.review-panel p { color: #d9e4ea; }
.review-panel ul { margin: 28px 0 0; padding-left: 20px; }
.review-panel li { margin: 11px 0; }
.panel-kicker { color: #f1cf71 !important; font-size: 0.78rem; font-weight: 800; letter-spacing: 0.1em; }

.request-section { background: var(--navy); color: var(--white); padding: 112px 0; }
.request-shell { width: min(1080px, calc(100% - 40px)); margin: 0 auto; display: grid; grid-template-columns: 0.9fr 1.1fr; gap: 80px; align-items: center; }
.request-copy h2 { color: var(--white); }
.request-copy > p:not(.eyebrow) { color: #d9e4ea; }
.eyebrow-light { color: #f1cf71; }
.privacy-summary { margin-top: 34px; padding: 22px 0 0; border-top: 1px solid rgba(255,255,255,0.2); display: grid; gap: 5px; }
.privacy-summary span { color: #c8d7df; font-size: 0.93rem; }
.form-card { background: var(--white); color: var(--ink); padding: clamp(28px, 4vw, 48px); border-radius: 26px; box-shadow: 0 28px 70px rgba(0,0,0,0.24); }
.field-group { margin-bottom: 20px; }
.field-group label { display: block; margin-bottom: 7px; color: var(--navy); font-size: 0.93rem; font-weight: 800; }
.field-group input { width: 100%; height: 52px; border: 1px solid #a9bcc7; border-radius: 9px; padding: 0 14px; font: inherit; color: var(--navy); background: var(--white); }
.field-group input[aria-invalid="true"] { border-color: #a72c2c; box-shadow: 0 0 0 2px rgba(167,44,44,0.1); }
.form-hidden { display: none; }
.form-privacy { margin: 14px 0 0; color: #687d8a; font-size: 0.78rem; line-height: 1.45; }
.form-credit { margin: 8px 0 0; text-align: center; font-size: 0.72rem; }
.form-credit a { color: #758894; text-underline-offset: 3px; }
.form-error { color: #9b2222; font-weight: 700; font-size: 0.9rem; }
.button[disabled] { cursor: wait; opacity: 0.72; transform: none; }

.advisor-section { display: grid; grid-template-columns: 1fr 0.78fr; gap: 80px; padding: 100px 0; align-items: center; }
.advisor-section > div:first-child p:last-child { max-width: 700px; }
.advisor-card { display: grid; gap: 5px; padding: 32px; border-left: 4px solid var(--gold); background: var(--white); box-shadow: 0 18px 45px rgba(17,47,73,0.08); }
.advisor-card strong { color: var(--navy); font-family: var(--ds-font-heading); font-size: 1.35rem; }
.advisor-card span { color: var(--muted); }
.advisor-card a { margin-top: 8px; color: var(--teal-dark); font-weight: 700; }

footer { background: #0a2439; color: #c9d7df; }
.footer-inner { width: min(1180px, calc(100% - 40px)); margin: 0 auto; padding: 38px 0 46px; font-size: 0.78rem; line-height: 1.55; }
.footer-inner p { max-width: 900px; margin: 7px 0; }

.status-page { min-height: 100vh; display: flex; flex-direction: column; }
.status-header { width: min(940px, calc(100% - 40px)); }
.status-main { flex: 1; width: min(940px, calc(100% - 40px)); margin: 0 auto; display: grid; place-items: center; padding: 70px 0 90px; }
.status-card { width: min(100%, 720px); padding: clamp(36px, 6vw, 70px); border: 1px solid rgba(15, 136, 127, 0.22); border-radius: 30px; background: var(--white); box-shadow: var(--shadow); text-align: center; }
.status-card h1 { margin-bottom: 24px; font-size: clamp(2.55rem, 6vw, 4.6rem); }
.status-card > p:not(.eyebrow):not(.status-small) { max-width: 590px; margin: 12px auto; color: var(--navy-soft); }
.status-card .button { margin-top: 22px; }
.status-mark { display: grid; place-items: center; width: 62px; height: 62px; margin: 0 auto 24px; border-radius: 50%; background: var(--teal-pale); color: var(--teal-dark); font-size: 1.65rem; font-weight: 800; }
.status-mark-error { background: #fbe8e5; color: #9b2222; }
.status-note { max-width: 560px; margin: 28px auto 8px; padding: 20px; border-radius: 14px; background: var(--teal-pale); display: grid; gap: 4px; text-align: left; }
.status-note strong { color: var(--navy); }
.status-note span, .status-small { color: var(--muted); font-size: 0.9rem; }
.status-small { margin: 22px auto 0 !important; }
.status-actions { display: flex; flex-direction: column; align-items: center; gap: 18px; margin-top: 10px; }
.status-text-link { color: var(--teal-dark); font-weight: 700; text-underline-offset: 4px; }
.status-footer { width: min(940px, calc(100% - 40px)); text-align: center; }
.status-footer p { margin-left: auto; margin-right: auto; }

[hidden] { display: none !important; }

@media (max-width: 900px) {
  .business-resources-shell { grid-template-columns: 1fr; }
  .hero, .review-section, .request-shell, .advisor-section { grid-template-columns: 1fr; }
  .hero { min-height: auto; padding-top: 50px; }
  .hero-figure { max-width: 620px; }
  .priority-grid { grid-template-columns: 1fr; }
  .priority-card { min-height: 0; }
  .priority-card h3 { margin-top: 34px; }
  .request-shell { gap: 44px; }
}

@media (max-width: 600px) {
  .header-nav > a:not(.header-link) { display: none; }
  body { font-size: 16px; }
  .preview-bar { padding: 8px 14px; font-size: 0.75rem; }
  .site-header, .section-shell, .request-shell, .footer-inner { width: min(100% - 28px, 1180px); }
  .site-header { min-height: 68px; }
  .brand img { width: min(205px, 60vw); }
  .header-link { font-size: 0.85rem; }
  .hero { gap: 42px; padding: 44px 0 74px; }
  h1 { font-size: 2.65rem; }
  h2 { font-size: 2.2rem; }
  .hero-figure { padding: 38px 26px 30px; }
  .figure-number { font-size: 4.6rem; }
  .video-section, .priorities-section, .review-section, .request-section, .advisor-section { padding-top: 76px; padding-bottom: 76px; }
  .priority-card, .review-panel, .form-card { padding: 28px; }
  .question-list li { padding-left: 50px; }
  .advisor-section { gap: 36px; }
  .status-header, .status-main, .status-footer { width: min(100% - 28px, 940px); }
  .status-main { padding: 46px 0 70px; }
  .status-card { padding: 34px 24px; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { transition: none !important; }
}

/* Shared style from David's live-site screenshot. */
h1,h2,h3{font-weight:700;line-height:1.18}h1{font-size:clamp(2.4rem,4.4vw,3.8rem);letter-spacing:-.035em}h2{font-size:clamp(1.9rem,3.3vw,2.85rem)}.site-header{background:#fff;box-shadow:0 0 0 100vmax #fff;clip-path:inset(0 -100vmax);min-height:106px;gap:22px}.brand img{width:250px;max-width:100%}.header-link{background:var(--navy);color:#fff;padding:13px 20px;border-radius:var(--ds-button-radius);text-decoration:none;font-size:14px;white-space:nowrap}.button{border-radius:var(--ds-button-radius);font-weight:700;box-shadow:none}.hero{padding-top:80px}.hero-figure,.video-frame,.review-panel,.form-card,.status-card{border-radius:14px}.priority-card{border-radius:12px}.figure-number{font-weight:700;font-size:clamp(4rem,7vw,6rem)}.advisor-card strong{font-weight:700}.form-privacy,.form-credit a{color:var(--ds-muted)}.hero-lead{color:var(--ds-body);line-height:1.8}.status-card h1{font-size:clamp(2rem,5vw,3.7rem)}
@media(max-width:600px){.site-header{min-height:90px;gap:12px}.brand img{width:200px}.header-link{font-size:12px;padding:10px 12px}.hero{padding-top:44px}h1{font-size:2.35rem}.hero-figure{padding:32px 24px}.status-card{padding:30px 22px}.advisor-card{padding:24px}.status-header{flex-wrap:wrap;justify-content:center;padding:16px 0}.status-card h1{font-size:2rem}}
@media(max-width:360px){.site-header{flex-wrap:wrap;padding:14px 0;justify-content:center}.brand img{width:220px}h1{font-size:2.1rem}.form-card{padding:24px}.figure-number{font-size:4rem}}

/* Keep the top-right contact label visible against its navy button. */
.header-nav > a.header-link { color: #fff; }

.checkbox-row{display:flex;align-items:flex-start;gap:12px;font-size:14px;margin:18px 0}.checkbox-row input{margin-top:5px;flex-shrink:0;accent-color:var(--teal)}.text-button{display:block;border:0;background:none;color:var(--teal-dark);text-decoration:underline;padding:14px 0;cursor:pointer;font:inherit}.success-panel h3{margin:16px 0}.success-mark{display:grid;place-items:center;background:var(--teal-pale);color:var(--teal-dark);width:48px;height:48px;border-radius:50%;font-size:26px}.success-panel:focus-visible{outline:3px solid var(--gold);outline-offset:6px}